The credit broker changes the way you buy a home
THE MORTGAGE, WHERE IT MAKES SENSE
Our goal is to help you get the perfect mortgage for your needs, on the best possible terms. We promise a smooth experience, guiding you step by step all the way to the final contract. By working directly with banks, Prisma ensures the most advantageous, impartial, and tailored conditions for every client seeking a mortgage loan to purchase property.
Prisma Consulting stands out as one of only 80 authorized brokers in Italy, offering exclusive and personalized assistance in mortgage acquisition. Our presence is key in the province of Lecco, where there are only three other brokers, and in the province of Sondrio, with just one.
Independent and personalized financial advice:
Not an Italian citizen? You really need to know this:
Every situation is unique, so is every mortgage
The best mortgage for your budget in 3 steps
Did you know not all mortgages are the same? But the perfect mortgage for you does exist—and PRISMA knows how to find it! In just a few steps, we show you the monthly amount you can afford and help you understand the differences between fixed-rate, variable-rate, and special offers, with no obligation. We analyze your budget, compare the best offers, and simulate the ideal mortgage for you.
1 / Budget analysis – We find the right monthly payment for your income.
How much can you afford? We help you calculate the ideal monthly payment based on your income and expenses. This way, we identify a sustainable and convenient mortgage for your situation.
2/ Offer comparison – We scout the best home – mortgage combo.
Fixed or variable rate? We’ll help you decide! We compare proposals from various banks and institutions to find the most favorable conditions for your case.
3/ Mortgage simulation – Get a clear idea of your monthly payment.
Knowing your exact monthly payment is easy! After defining the loan amount and term, PRISMA simulates the mortgage and gives you a clear preview of your future loan. Now you’re ready for the next step: choosing your home!
Why choose a credit broker
PRACTICAL ADVANTAGES
Strategic advice
Deep knowledge of the market and banking policies to select the best tailored solution. We analyze your needs and find the most suitable mortgage deals on the market.
Remote management
You can conveniently follow the process via email, with your physical presence required only for the final signature. No surprises: full transparency and results.
Favorable Mortgage Options
Favorable rates, affordable repayments, clear and simple advice for young people, families, and foreigners.
Mediation and paperwork management
We handle all the bureaucracy for you. We take care of negotiations and pre-approval with banks, always in your interest.
Solutions for foreigners
We can arrange mortgages for international buyers, not only in Euros.
Your contact person will be
ANDREA INVERNIZZI
– Over 24 years of experience in the banking sector
– Certified OAM credit broker
– Independent consultant
Buying a home, the smart way
Prisma operates in the Lake Como area, a highly desired destination for both primary and vacation homes. We understand the value of dreams in this sought-after region. Whether you’ve fallen for these landscapes or have interests elsewhere, PRISMA works to make your dreams attainable, offering consultancy and property management ideal for those seeking a reliable partner.
Our experience with clients of all nationalities and budgets allows us to offer advantageous, customized solutions—guaranteeing a safe and convenient investment. With the right support, buying a home becomes an exciting experience. No complex bureaucracy, just practical solutions.
Mortgage for foreigners
Dealing with the Italian real estate market can feel daunting if you’re not a resident. If you’ve already started this journey, you may have already had some doors slammed in your face.
Prisma makes the difference. Thanks to solid relationships with banks, we’re able to guarantee loans up to 70% of the property value for non-residents—a rare and valuable service. A key benefit is the ability to take out the mortgage in your own local currency, not just in Euros, making credit access easier and barrier-free.